NAVY

Financial Security, Advancement, & Benefits		What's the salary, and what about raises? You'll start earning a basic salary, along with additional non-taxable allowances. You'll also receive additional salary increases throughout your time in the Navy, as well as annual cost of living allowance raises. Promotion also means more money. Completing college education can speed promotion. In addition, remember that the Navy offers a finer benefits package than many private employers, including 30 days of paid vacation to start!	Cool Links
	What's this about 'Pay and Allowances'? You'll receive both pay and allowances. The key difference is in taxation. Pay is taxable, allowances aren't. Allowances include on-shore housing, education, etc. And, as for on-shore housing, remember that this is adjustable based on costs around the world so that you'll get a sufficient allowance no matter where you're stationed.
Can I earn extra pay? The Navy doesn't offer overtime or "moonlighting" opportunities, which are the normal ways civilians earn extra money. However, many in the Navy do earn extra money, either by referrring friends to the Navy or by performing duties like these (each of which qualifies for extra pay): Foreign Duty Pay (FDP), which sometimes is called Certain Places Pay, applies to enlisted members assigned permanent duty at specified locations. Career Sea Pay (CSP) is designated to compensate you for serving many tours of arduous shipboard duty throughout a career. Special Duty Assignment Pay (SDAP) is a monthly pay for specialized fields requiring certain demanding duties or unusual levels of responsibility. Selective Reenlistment Bonus (SRB) is special pay for members in selected ratings or classifications who reenlist or extend their enlistment for at least three years.		How often will I get promoted? Under normal circumstances, you can expect a promotion from E-1 to E-2 in nine months, from E-2 to E-3 in nine months, and from E-3 to E-4 in six months. Advancements on the basis of merit can occur in basic training to E-2 without waiting the nine months. By referring friends who join the Navy, you can be promoted even faster!

US Navy 2006 Monthly Basic Pay Table

Effective FY2006

Pay Grade	< 2	2	3	4	6	8	10	12	14	16	18	20	22	24	26
O-10	-	-	-	-	-	-	-	-	-	-	-	12818.70	12818.70	12818.70	12818.70
O-9	-	-	-	-	-	-	-	-	-	-	-	11689.50	11857.50	12101.10	12525.60
O-8	8271.00	8541.90	8721.60	8772.00	8996.10	9371.10	9458.10	9814.20	9916.20	10222.80	10666.20	11075.40	11348.70	11348.70	11348.70
O-7	6872.70	7191.90	7339.80	7457.10	7669.80	7879.50	8122.50	8364.90	8607.90	9371.10	10015.80	10015.80	10015.80	10015.80	10066.50
O-6	5094.00	5596.20	5963.40	5963.40	5985.90	6242.70	6276.60	6276.60	6633.30	7263.90	7634.10	8004.00	8214.60	8427.60	8841.30
O-5	4246.50	4783.68	5115.00	5117.10	5383.50	5507.40	5779.20	5978.70	6236.10	6630.60	6818.10	7003.80	7214.40	7214.40	7214.40
O-4	3663.90	4241.40	4524.30	4587.60	4850.10	5131.80	5482.20	5755.80	5945.40	6054.30	6117.60	6117.60	6117.60	6117.60	6117.60
O-3	3221.40	3651.90	3941.70	4297.50	4503.00	4728.90	4875.30	5115.90	5240.70	5240.70	5240.70	5240.70	5240.70	5240.70	5240.70
O-2	2783.10	3170.10	3651.00	3774.30	3852.00	3852.00	3852.00	3852.00	3852.00	3852.00	3852.00	3852.00	3852.00	3852.00	3852.00
O-1	2416.20	2514.60	3039.60	3039.60	3039.60	3039.60	3039.60	3039.60	3039.60	3039.60	3039.60	3039.60	3039.60	3039.60	3039.60
O-3E	-	-	-	*	*	*	*	*	*	*	*	*	*	*	*
O-2E	-	-	-	*	*	*	*	*	*	*	*	*	*	*	*
O-1E	-	-	-	*	*	*	*	*	*	*	*	*	*	*	*
W-5	-	-	-	-	-	-	-	-	-	-	-	5720.10	5916.30	6113.10	6311.10
W-4	3328.80	3581.10	3684.00	3785.10	3959.40	4131.30	4305.90	4475.70	4651.50	4927.20	5103.60	5276.10	5454.90	5563.10	5811.00
W-3	3039.90	3166.80	3296.40	3339.30	3475.50	3631.50	3837.30	4040.40	4256.40	4418.40	4579.80	4649.10	4720.80	4876.80	5032.50
W-2	2673.90	2826.60	2960.40	3057.30	3140.70	3369.60	3544.50	3674.40	3801.30	3888.30	3961.50	4100.70	4239.00	4379.10	4379.10
W-1	2361.30	2554.50	2683.80	2767.50	2990.40	3124.80	3243.90	3376.80	3465.00	3544.80	3674.70	3773.10	3773.10	3773.10	3773.10
E-9	-	-	-	-	-	-	4022.10	4113.30	4228.20	4363.50	4499.40	4717.80	4902.30	5097.00	5394.00
E-8	-	-	-	-	-	3292.50	3438.30	3528.30	3636.30	3753.30	3964.50	4071.60	4253.70	4354.80	4603.50
E-7	2288.70	2498.10	2593.80	2720.70	2819.40	2989.50	3084.90	3180.30	3350.40	3435.60	3516.30	3565.80	3732.60	3840.60	4113.60
E-6	1979.70	2178.00	2274.30	2367.60	2465.10	2685.00	2770.50	2865.30	2948.70	2978.10	2998.50	2998.50	2998.50	2998.50	2998.50
E-5	1814.10	1935.30	2028.60	2124.60	2273.70	2402.10	2496.60	2496.60	2496.60	2496.60	2496.60	2496.60	2496.60	2496.60	2496.60
E-4	1662.90	1748.10	1842.60	1935.90	2018.40	2018.40	2018.40	2018.40	2018.40	2018.40	2018.40	2018.40	2018.40	2018.40	2018.40
E-3	1501.20	1595.70	1692.00	1692.00	1692.00	1692.00	1692.00	1692.00	1692.00	1692.00	1692.00	1692.00	1692.00	1692.00	1692.00
E-2	1427.40	1427.40	1427.40	1427.40	1427.40	1427.40	1427.40	1427.40	1427.40	1427.40	1427.40	1427.40	1427.40	1427.40	1427.40
E-1	1273.50	1273.50	1273.50	1273.50	1273.50	1273.50	1273.50	1273.50	1273.50	1273.50	1273.50	1273.50	1273.50	1273.50	1273.50
E-4 under 4 months of service	1178.10

Rank Insignia of Navy Enlisted The use of the word "rank" for Navy enlisted personnel is incorrect. The term is "rate". The rating badge -- a combination of rate (pay grade) and rating (specialty) is worn on the left upper sleeve of all uniforms in grades E-4 through E-6. Group rating marks for E-1 (optional through E-3) are worn on dress uniforms only. Chief Petty Officers (E-7 through E-9) wear collar devices on their white and khaki uniforms, and rating badges on their Service Dress Blues.

Pay Grade	Rate	Abbreviation	Upper Sleeve	Collar and Cap
E-1	Seaman Recruit	SR		none
E-2	Seaman Apprentice	SA		none
E-3	Seaman	SN		none
E-4	Petty Officer Third Class	PO3
E-5	Petty Officer Second Class	PO2
E-6	Petty Officer First Class	PO1
E-7	Chief Petty Officer	CPO
E-8	Senior Chief Petty Officer	SCPO
E-9	Master Chief Petty Officer	MCPO
E-9	Master Chief Petty Officer of the Navy	MCPON

Rank Insignia of Navy Commissioned and Warrant Officers Navy officers wear their rank devices in different places on their uniforms, depending upon the uniform. The three basic uniforms and the type of rank devices are: Khakis (a working uniform) - pins on the collar; whites - stripes on shoulder boards; and blues - stripes sewn on the lower sleeve. Shoulder boards are also worn on bridge coats and reefers. The collar devices are also worn on the right side of the garrison cap (miniature officer's crest is worn on the left) and slightly larger devices are worn on the epaulets of the raincoat and working jacket.

Pay Grade	Rank	Abbreviation	Collar	Shoulder	Sleeve
O-1	Ensign	ENS
O-2	Lieutenant Junior Grade	LTJG
O-3	Lieutenant	LT
O-4	Lieutenant Commander	LCDR
O-5	Commander	CDR
O-6	Captain	CAPT
O-7	Rear Admiral (lower half)	RDML
O-8	Rear Admiral (upper half)	RADM
O-9	Vice Admiral	VADM
O-10	Admiral	ADM
O-11	Fleet Admiral*	FADM

* The rank of Fleet Admiral has been reserved for war time use only. The last Fleet Admirals were in World War II. Fleet Admirals during that war were Chester W. Nimitz, William D. Leahy, Ernest J. King, and William F. Halsey.

Pay Grade	Rank	Abbreviation	Collar	Shoulder	Sleeve
W-1*	Warrant Officer	WO1
W-2	Chief Warrant Officer	CWO2
W-3	Chief Warrant Officer	CWO3
W-4	Chief Warrant Officer	CWO4

The U.S. Department of Veterans Affairs ("VA" for short) The VA offers a wide range of benefits to our nation's veterans, service members, and their families. VA benefits and services fall into thses major categories: Disability Benefits (Compensation if you are at least 5% disabled as a result of your military service. We can also pay you a pension if you are a wartime veteran with limited income and you are no longer able to work.) Education Benefits (Benefits to eligible veterans, dependents, reservists, and service members while they're in an approved training program.) Vocational Rehabilitation (Help for certain service-disabled veterans to get and keep suitable employment.) Home Loans (A number of home loan services to eligible veterans, some military personnel, and certain spouses.) Burial Benefits (Certain benefits and services to honor our Nation's deceased veterans.) Dependents' and Survivors' Benefits (Dependency and Indemnity Compensation (DIC) is payable to survivors of service members who died on active duty, veterans who died from service-related disabilities, and certain veterans who were being paid 50% VA disability compensation at time of death.) Health Care (A number of health care services including hospital, outpatient medical, dental, and pharmacy services.) Life Insurance (Servicemen's Group Life Insurance (SGLI) is low-cost term life insurance for service members and reservists. Veterans Group Life Insurance (VGLI) is renewable five-year term life insurance for veterans. Service-Disable Veterans Insurance, also called "FH" Insurance, is life insurance for service-disabled veterans.

State VA Benefits Don't forget that each state also offers its own VA benefits. In some states, you can go to state universities free of charge. In others, you can get low-cost loans for land purchases. Talk to your state's own VA office to learn more about this.

Cool Links